Νέα ανακοίνωση, με ημερομηνία 4 Νοεμβρίου 2016, δημοσιοποίησε ο Frederick White, εκκαθαριστής της Enterprise Insurance Company plc, στην οποία μεταξύ άλλων επισημαίνει ότι έχει έρθει σε επαφή με τις εγγυητικές αρχές των χωρών στις οποίες δραστηριοποιούνταν η Enterprise και για οτιδήποτε νεότερο σχετικά με τις απαιτήσεις των ασφαλισμένων θα προχωρήσει σε ενημέρωση.

Διαβάστε εδώ την ανακοίνωση:

Communication from the Liquidator of Enterprise Insurance Company plc on 4th November 2016

I was appointed liquidator of Enterprise Insurance Company Plc (“the Company”) by Order of the Supreme Court of Gibraltar dated 26th October 2016 (“the Order”).

A copy of the Order is included on this website. The Order was made following an application to the Supreme Court of Gibraltar by the Gibraltar Financial Services Commission (“GFSC”) on the grounds that the Company is insolvent.

The GFSC has determined under section 150(1) of the Financial Services (Insurance Companies) (Solvency II Directive) Act that the opening up of winding up proceedings commenced with effect from the date of the Order namely 26th October 2016 and has taken necessary steps to inform the supervisory authorities of all Member States of its decision to open up winding up proceedings in accordance with section 157(1).

Consequent on the decision by the GFSC to open up winding up proceedings, the authorisation of the Company as an insurer has been withdrawn in accordance with the provisions of section 156(1) of the Financial Services (Insurance Companies) (Solvency II Directive) Act and the procedure laid down by section 106 of the Insurance Companies Act (as amended).

Under section 156(2) and 156(3) of the Financial Services (Insurance Companies) (Solvency II Directive) Act, I am permitted to pursue activities of the insurance undertaking so far as is necessary or appropriate for the purpose of the winding up provided that any such activities are pursued with the consent and under the supervision of the GFSC.

I have written to all policyholders to notify them of the commencement of winding up proceedings and provide them with the information required by Section 158 of the Financial Services (Insurance Companies) Solvency II Directive) Act. A copy of that letter and notice is included on this website.

I am also writing to all known creditors of the Company and a copy of that letter is also included on this website.

Given the nature and circumstances of the liquidation and the assets and liabilities of the company, I consider it is not practical or necessary for a first meeting of creditors to be held. I am not therefore proposing to call a first meeting of creditors in accordance with section 174 of the Insolvency Act. Given the circumstances, the Court has also dispensed with the requirement for me to send out claim forms to creditors at this juncture. There is therefore currently no time limit for the filing of claims in the liquidation by creditors. Notice of my decision not to hold a meeting under section 174 is to be published on the Company website and advertised in the Gibraltar Gazette in accordance with the Order. The notice of my decision is included on this website.

I will continue to administer and adjudicate on claims arising from insurance policies underwritten by the Company to establish the claims and quantum of such claims that may properly be admitted as insurance claims in the liquidation.

I am in contact with the compensation schemes in the various countries in which Enterprise wrote business to coordinate with them the processes by which eligible claims may be paid from the schemes. I will update this website with further information regarding these processes as it becomes available.

I am making arrangements for claims managers to continue to administer, process and agree claims for admission as insurance claims and for submission to compensation schemes as applicable. Policyholders should continue to notify claims in accordance with the details set out in their policy documents or as per the instructions included on this website.

Disclaimer of Policies

I have disclaimed all and any motor insurance contracts issued in the United Kingdom, Republic of Ireland, France, Italy and Greece under which the Company is an insurer with effect from 0:00 Hours on 27th October 2016.

I have also disclaimed all and any teacher absence contracts issued in the United Kingdom under which the Company is an insurer with effect from 0:00 Hours on 27th October 2016.

Copies of the Notices of Disclaimer sealed by the Supreme Court of Gibraltar are included on this website.

The disclaimer does not affect claims which have arisen under a contract of motor insurance or teacher absence contract underwritten by the Company prior to the date of disclaimer. Following the disclaimer claims cannot be made under a disclaimed policy after 0:00 Hours on 27th October 2016. Remaining policies of insurance underwritten by the Company are likely to be disclaimed in the near future.

Any queries from policy holders or others may be directed to [email protected] or by telephone at number +350 200 50150

United Kingdom Policy Holders

All policyholders with claims arising should continue to notify such claims in accordance with the contact details set out in their policy documents or in accordance with the in directions included on this website.

Claims Consulting Solutions Ltd (“CCSL”) continues to manage claims arising under policies of motor insurance. Claims arising under such policies should be notified to them at:

Claims Consulting Solutions Ltd
20, St Marys Parsonage
8th Floor
Cardinal House
Manchester
M3 2LY

Telephone: 0330 102 6986
Fax : 0845 643 6661
Email: [email protected]

The Financial Services Compensation Scheme (“FSCS”) has worked closely with me to facilitate the process whereby eligible policyholders may claim upon the compensation scheme. CCSL will process eligible claims for submission to the FSCS and third party compensation payments have been made already. It is hoped that own damage compensation payments may commence this week.

Motorway Direct PLC continues to process claims arising in respect of the following classes of business:

GAP Insurance
Motor Warranty
Brown and White Goods Warranty

Motorway Direct PLC contact details are: Telephone 03300 555 262 or
Email [email protected]

I am working with the claims managers of these and other business classes to establish the process of submission of eligible claims to the FSCS. Further details will be added to this website in due course.

Information regarding the Financial Services Compensation Scheme may be obtained at the FSCS website www.fscs.org.uk

Policyholders in France, Italy Greece and the Republic of Ireland

I am currently confirming arrangements for the management of claims in countries outside of the United Kingdom as well as establishing the processes by which claims may be submitted to the relevant compensation schemes. I will include the directions for submission of claims on this website as soon as they are available. In the interim all policyholders with claims arising should continue to notify such claims in accordance with the contact details set out in their policy documents.

I will also include any notifications to policyholders or creditors on this website in the respective language.

Warning from the Gibraltar Financial Services Commission

The Gibraltar Financial Services Commission has issued a warning regarding an Enterprise Insurance Claim website. This warning is repeated in full below:

“The Gibraltar Financial Services Commission (GFSC) is today issuing the following warning to the public regarding the website enterpriseinsuranceclaim.com. This website purports to offer assistance with claims against Enterprise Insurance Company Plc which is currently in provisional liquidation.

The website contains false and misleading information regarding the validity of Enterprise insurance policies and the position of policy holders while the company is in provisional liquidation. The GFSC is also concerned about the legitimacy of the website and the purpose for which subscriber information will be used.

The website is operated by a Gibraltar registered company, DFM Services Limited. This company is not regulated, registered or otherwise authorised by the GFSC. The website’s Contact page does not provide an address or telephone contact number and the website does not refer to DFM Services Limited at all.

The GFSC has contacted the company’s sole shareholder and director but remains dissatisfied with the explanations provided in terms of the legitimacy of the website.

The GFSC therefore urges the public to exercise appropriate caution in respect of this website. Policy holders should not rely on statements contained on this website but should instead refer to information issued by the GFSC and the Provisional Liquidator.

Any persons who are already involved in any dealings with the above entity and have concerns, should contact our Enforcement division on +350 200 40283 or by e-mail to [email protected]”

Frederick White
Liquidator
Enterprise Insurance Company plc

Order of the Supreme Court of Gibraltar dated 26th October 2016

Letter to Creditors

Notice to Creditors Dispensing with First Meeting 4th November 2016

Notice of Disclaimer Teacher Absence Policies

- Notice of Disclaimer

-  Notifying letter to policyholders

- Notification of Winding Up Order